october 15 Penny Wise For a band that proudly claims to have no musical schooling save for jam sessions in a garage, the Penny Dreadfuls have landed gigs with some fairly practiced hands: Afghan Whigs, Morphine, and fellow Angelenos Redd Kross. For the record, the Dreadfuls are tired of being compared to other female foursomes like L7, with whom they share little musical ground; their eponymous Restless Records release has instead the shimmery pop sheen and sing-songy lyrics reminiscent of (Don't say it! Don't say the Bangles!) other modern-rock hit-makers. Fur opens, Three Mile Pilot headlines, at Bottom of the Hill, 1233 17th St., S.F. Admission is $5; call 621-4455.