The statistics for home-building in 2008 are in -- and, like receiving the red pen-strewn remnants of a test you figured you'd botched, it hurts ever that much more to be tangibly informed of bad news you already knew. According to the California Building Industry Association, the 65,380 permits issued statewide in '08 for houses and apartments represents a 42 percent drop from the year before and a 69 percent slide from 2004. Locally, however, the statistics aren't quite so bad -- largely becau