HonestLoans Reviews: The Best No Credit Check Loans & Payday Loans Online


If you’re in a financially difficult situation, taking out an online no credit check payday loan to be repaid with your next paycheck can be a step in the right direction. Banks may reject a loan application with a poor credit score, but online lenders will embrace your application with no credit check. With lots of lenders to contend with, chances are that you will make a wrong decision if you are to choose a lender to work with. 

Thankfully, we have reviewed HonestLoans, a no credit check loan broker that can help you facilitate your loan application. In this review, you will learn what HonestLoans is, how you can take out no credit check loans with the broker, and what stands the broker out from others.

Let’s dive in!

What Are No Credit Check Loans?

No credit check loans are the type of loans that lenders issue without carrying out a hard credit check on borrowers’ credit history. In other words, no credit check loans means whether you have a poor credit score or not, your loan application will be approved, provided you meet other eligibility requirements. Instead of a credit score, no credit check lenders look at borrowers’ income and bank information. 

What Are Payday Loans?

Payday loans are short-term and unsecured loans that lenders issue to borrowers based on their income. Payday loans are usually repaid on the day you receive your next paycheck. It comes with a high interest rate and you must be a resident in the US to access a payday loan. 

Obtain Payday Loans With HonestLoans 

HonestLoans is the world’s leading online loan broker. It’s based in the US and provides a wide range of real-world financial services to different categories of borrowers, including no credit check loans. To be eligible for a loan product, you must be resident in the state where HonestLoans operates. Other requirements include:

  • You must be at least 18 years of age as of the time of the loan application.
  • You must have a valid ID and a checking account.
  • Your email and phone number must also be valid. 
  • Lastly, you must have a verifiable source of income. 

Is HonestLoans Different From Other Loan Brokers 

Certainly, HonestLoans is different from other loan brokers on the market. This broker comes with exciting features that give other loan brokers on the market a run for their money. Here’s why HonestLoans is different from other brokers:

#1. Trustworthy payday lenders

The over 80 direct lenders in its network are credible and trustworthy. The lenders are industry leaders that have been on the market for as long as the start of the online loan industry in the United States. The lenders are very much accommodating, as your loan application with a poor credit score will be considered and approved, provided you meet other requirements. 

#2. All credit profiles considered

Like we mentioned earlier, HonestLoans will link you with a lender that considers all credit profiles. So, whether you have a poor credit score or not, you can run down to the HonestLoans platform to submit your application for an online payday loan to enable you to settle expected expenses that you may have incurred. 

#3. Super fast loan decisions

The era of spending hours in the banking hall to access a loan facility is gone. Today, at the comfort of your home, you can use your mobile phone to apply for a payday loan online through the HonestLoans platform, and you will get a response instantly.

#4. Bank-level privacy protection

Talking about security, HonestLoans uses bank-level privacy protection to protect the financial and personal data of both borrowers and stakeholders. The advanced encryption technology also prevents internet hackers and scammers from easily penetrating the platform.

How to Borrow No Credit Check Payday Loans With HonestLoans?

Borrowing no credit check payday loans from the HonestLoans platform just got easier. There is a three step process for you to follow to take out a loan. The steps include:

Step 1: Submit your information online

The first step in the loan application process is for you to access the HonestLoans official website and fill out the loan application form, stating your full name, gender, date of birth, employment status, home address, as well as the purpose of applying for the loan. You can upload all the relevant documents to support your claims. 

Step 2: Connect to Lenders

Once HonestLoans receives your loan application, the company will immediately connect you to a wide range of lenders, who will offer you different loan products for you to make comparisons and choose the best deal possible. Here, you need to compare the different loan products in terms of their interest rates, repayment terms, repayment method, as well as the loan’s repayment flexibility.

Step 3: Receive Money

If everything looks fine, you can then proceed to sign the terms and conditions that bind the loan offer. After signing the dotted lines, the lender will instantly credit your checking account with the amount that you have requested for. Whether you request for a $5,000 loan to enable you pay up expected expenses, or you submit the loan application for a personal loan that is worth $35,000 for home innovation, the lender that you’d be connected with will offer you this amount within minutes or at most the next business day.


  • HonestLoans has more than 80 trusted lenders in its lending network. The lenders are those experienced in the loan industry.
  • This broker considers borrowers with all types of employment and financial status.
  • HonestLoans is fully transparent. From the application stage to when you will receive the funds in your account, the process is 100% transparent. 
  • There are no hidden charges. You can be rest assured that you won’t be charged without a prior notice. 
  • This broker deploys high standard security measures to protect borrowers’ funds, privacy, and personal data. 


  • The interest rate offered by lenders that HonestLoans will pair you can sometimes be very high. 
  • The repayment duration can sometimes be very short. 
  • HonestLoans is not available in all the 50 states in the United States. 

Final Thoughts 

If you are in a financial mess, taking out an online payday loan can be a great way to resolve the financial mess and also have some money to run your family. However, it can sometimes be overwhelming when choosing a lender that will offer you the loan to settle unexpected expenses. HonestLoans is a leading no credit check loan lender that you can turn to for help when you need help with loan facilitation. HonestLoans can also help you secure the requested funds directly into your checking account 

Frequently Asked Questions

Is HonestLoans Legit?

Yes, HonestLoans is 100% legit. Since it stormed the US loan market, HonestLoans has helped thousands of borrowers to access quick loans to pay off their unexpected expenses. 

How Much Can I Borrow If I Have Bad Credit?

The lenders that HonestLoans partners with can approve your loan application of up to $5,000 for a payday loan. However, if you are interested in a personal loan, then the broker will link you with a lender that will approve your loan request up to $35,000.

How Long Does It Take To Get The Money?

Once your application is approved for a payday loan, you will get the funds within minutes or the next business day, that’s if they are not able to complete your registration review on the same day that you submit the loan application. 

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